Product capabilities

Loan management features for South African lenders

Each feature exists to save you time, keep your records accurate and help you collect consistently.

Borrower management

Know every borrower at a glance.

Capture each borrower once — name, ID or passport, WhatsApp number and notes. Their profile shows every loan, payment and balance, and you can update their details at any time without touching their financial history.

Loan tracking and balances

Always know what is out, what is due and what is late.

Issue loans with your profit and commission structure built in. LoanFlow tracks totals due, outstanding balances, active, paid and written-off loans, and flags overdue accounts automatically.

Payment recording

Every rand accounted for.

Record full or partial payments in seconds. Balances, profit earned and your available capital update immediately, with a complete ledger you can audit at any time.

WhatsApp automation

Consistent, professional follow-up — without the effort.

Payment reminders, due-date notices and statements go out on WhatsApp automatically, using approved professional templates. Borrowers can opt out, and you can send a personal message at any time.

Reports and statements

Numbers you can stand behind.

Borrower statements, arrears and reconciliation reports, exportable as branded PDF or Excel files — ready for your records, your partners or your bookkeeper.

Messaging credit control

No surprise messaging bills.

Each plan includes a monthly WhatsApp allowance, and you can watch your usage in the app. Top up when you need more — unused top-up credits are never wiped by plan changes.

Try it on your own book

Your 14-day free trial includes full access. Add a few borrowers and see the difference by the end of the week.

Start Free Trial