LoanFlowBuilt for better lending.

Built for South African lenders

Run your lending business from anywhere

Whether on your phone, tablet or computer, LoanFlow replaces the spreadsheet. Track borrowers, loans and payments, send WhatsApp reminders automatically, and see your book at a glance — built for South African lenders.

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LoanFlowThis month
Total Capital
R 48,500
Outstanding
R 12,300
Active Loans
14
Payments
R 8,200
Recent activity
Payment · R 5002h
Loan · MM-00425h
Reminder sent1d

One clear operating view

Everything your lending business needs

From the first borrower to a growing book, LoanFlow keeps your records accurate and your follow-ups consistent.

LoanFlow
Borrower profile
Thabo Mokoena
ID • ••••••0823 · +27 82 123 4567
Loans
3
Outstanding
R 12,300

Every borrower's details, loans and payment history in one clean profile — no more spreadsheet hunting.

LoanFlow
Loan overview
MM-2026-0042active
Principal
R 5,000
Total due
R 6,500
62% repaidR 4,200

Issue loans, see outstanding balances at a glance, and know exactly what is due and when.

LoanFlow
Payment recorded
R 500EFT
Reference: EFT-0823
Balance updated to R 2,300

Record full or partial payments. Balances, profit and your capital position update automatically.

WhatsApp automation

Reminders that run themselves

Polite, professional payment reminders and statements sent on WhatsApp — automatically, on your schedule.

LoanFlow
Before due date

Hi Thabo, your payment of R700 for loan MM-2026-0042 is due on 14 August 2026.

Sent · WhatsApp
LoanFlow
On due date

Hi Thabo, your payment of R700 is due today. Please arrange payment.

Sent · WhatsApp
LoanFlow
After due date

Hi Thabo, your payment of R700 is 3 days overdue. Please contact us to make arrangements.

Sent · WhatsApp
LoanFlow
Payment received

Hi Thabo, we've received your R500 payment. Outstanding balance: R200.

Sent · WhatsApp
LoanFlow
Personal message

Hi Thabo, thank you for your payment! Is there anything else we can help with?

Sent · WhatsApp

Professional reports

Numbers you can stand behind

Statements, arrears and reconciliation reports you can trust, exportable as PDF or Excel.

LoanFlow
Loan Register
LoanBorrowerOutstanding
MM-0042T. MokoenaR 2,300
MM-0043S. NaidooR 0
MM-0044J. SitholeR 1,800
LoanFlow
Arrears Ageing
Current
R 8,200
1–30 days
R 3,100
31–60 days
R 800
61–90 days
R 200
90+ days
R 0
LoanFlow
Reconciliation
Expected profitR 4,200
Realised profitR 3,100
OutstandingR 1,100
Expected commissionR 600
Commission paidR 400
LoanFlow
Borrower Statement
Total due
R 15,000
Paid
R 12,700
Balance
R 2,300
Loans
3
DateDetailBalance
10 AugLoan issuedR 5,000
14 AugPaymentR 4,500
LoanFlow
Period Performance
Issued
R 25,000
Collected
R 18,200
Profit
R 4,200
Write-offs
R 0
Collection rate72%
LoanFlow
Transaction Ledger
DateTypeAmountBalance
10 AugLoan issued+R 5,000R 5,000
14 AugPayment−R 500R 4,500
20 AugPayment−R 500R 4,000

Your lending records are private to your account and never disappear — even if your subscription lapses.

Simple from day one

  1. 1

    Add your borrowers

    Capture each borrower once — name, ID and WhatsApp number. Their full history builds from there.

  2. 2

    Issue loans and record payments

    LoanFlow calculates totals, tracks balances and keeps your capital position up to date automatically.

  3. 3

    Let follow-ups run themselves

    WhatsApp reminders and statements go out on schedule, and your reports are always ready when you need them.

Ready to leave the spreadsheet behind?

Set up in minutes. Your 14-day free trial includes full access, so you can see exactly how LoanFlow fits your business.

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